What's Included Everything you need to protect your house and vehicle(s) – along with a bunch of great extras. With us, you will get a great deal more than a simple insurance policy. Eligible union members and their families who join our program will receive exceptional home and auto insurance protection along with: Preferred rates and exclusive discounts* 24/7 claims assistance & counselling Industry-leading Claims Guarantee Flexible and convenient payment options No-cost identity theft coverage Extended water coverage Blanket limit coverage Driving Record Protector & Home Claims Forgiveness Seasonal property coverage Recreational vehicle coverage * Discounts, coverage and eligibility will vary by province. Some coverages listed are optional.